720+ FICO Benefits
- Qualifies for the most lending options
- Eligible for higher loan amounts
- Much lower interest rates than others
- Can act as personal guarantor
- Lower insurance premiums
- Lower mortgage and car payments
The FICO score is the main 3-digit number that individuals are measured by, and for many people that score doesn’t accurately reflect how you want to be seen.
Your financial health and stability are vital, and your credit score has a lot to say about your economic situation. From higher interest rates to denied lease and loan applications, a low credit score can severely affect you and your family.
Every item on each of your credit bureaus will be reviewed. We will identify the true health of your credit and assess areas where improvements can be made.
All of the negative and positive items on your Credit Reports (Experian, TransUnion, and Equifax) are analyzed and discussed with you so that you understand what is needed to have “Excellent” credit. There is no charge to you for this service.
Everything to be corrected is documented and signed off on by both parties. We offer a Full Money Back Refund Policy and hold ourselves accountable to our timeline commitment to you.
We will fill out and submit custom dispute letters on your behalf to challenge negative items and inquiries. We are aware of the technology that the Credit Bureaus use and we’ve developed Custom letters to ensure utmost effectiveness.
We get negative items deleted by utilizing various sections of the FCRA (Fair Credit Reporting Act), which forces the credit bureaus to verify the items you are disputing or remove them, as required by Federal Law.
The increased dependency on technology has led to security breaches at many of the large online retailers and even brick-and-mortar stores. If you were a victim of Identity Theft, we are able to help you clear your Credit report of unauthorized items and restore your credit file.